{"id":35863,"date":"2024-01-09T10:42:00","date_gmt":"2024-01-09T13:42:00","guid":{"rendered":"https:\/\/alprestamo.com\/blog\/?p=35863"},"modified":"2024-01-09T13:28:55","modified_gmt":"2024-01-09T16:28:55","slug":"que-es-una-recesion","status":"publish","type":"post","link":"https:\/\/alprestamo.com\/blog\/que-es-una-recesion\/","title":{"rendered":"\u00bfQu\u00e9 es una recesi\u00f3n?"},"content":{"rendered":"\n

Si has escuchado alguna vez la palabra recesi\u00f3n, pero a\u00fan no comprendes qu\u00e9 significa o a qu\u00e9 se refiere, entonces qu\u00e9date leyendo el siguiente art\u00edculo. <\/p>\n\n\n\n

Imagina que en un pueblo hay un empresario que tiene su panader\u00eda. Para hacer pan importa insumos como harina o trigo y exporta el pan a otros pueblos o ciudades. Un d\u00eda, un horno para cocinar pan se malogra y provoca que fabrique menos pan. Entonces el empresario tiene que importar menos insumos y exportar\u00e1 menos pan, ya que producir\u00e1 menos. Como consecuencia de esto, las personas de los pueblos cercanos se ven afectadas y consumen menos pan. <\/p>\n\n\n\n

Ahora supongamos que el gobierno sigue gastando lo mismo que a\u00f1os anteriores y el empresario no invierte en un nuevo horno. \u00bfQu\u00e9 sucede con la producci\u00f3n del pueblito (PBI<\/strong>)?<\/p>\n\n\n\n

El pueblo ese a\u00f1o tendr\u00e1 menos producci\u00f3n, y si esto se repite por dos per\u00edodos consecutivos (trimestres), entonces estamos hablando de una recesi\u00f3n<\/strong>.<\/p>\n\n\n\n

As\u00ed funciona tambi\u00e9n en los pa\u00edses. Cuando la producci\u00f3n cae por dos per\u00edodos consecutivos significa que est\u00e1 en una recesi\u00f3n econ\u00f3mica. En este caso, los bancos centrales entran en acci\u00f3n disminuyendo la tasa de inter\u00e9s para reactivar la econom\u00eda. <\/p>\n\n\n\n

Efectos de una recesi\u00f3n <\/h2>\n\n\n\n

Cuando la tasa de inter\u00e9s disminuye<\/strong> genera un efecto directo en la econom\u00eda, porque las empresas podr\u00e1n invertir en su expansi\u00f3n debido a que hay un menor costo para financiarse. <\/p>\n\n\n\n

Cuando las empresas invierten en nuevos proyectos requieren mano de obra, por lo que comienzan a contratar m\u00e1s trabajadores y pagar\u00e1n mejores sueldos para atraer a los mejores empleados. Como consecuencia el desempleo disminuye y las familias consumen m\u00e1s bienes y servicios. Esto genera que la demanda interna se recupere y progresivamente un pa\u00eds salga de la recesi\u00f3n.<\/p>\n\n\n\n

Esto es lo que est\u00e1 pasando en Per\u00fa, ya que el Banco Central de Reserva del Per\u00fa (BCRP<\/strong>) ha venido disminuyendo la tasa de inter\u00e9s para dinamizar la econom\u00eda <\/strong>(efecto que explicamos en el p\u00e1rrafo anterior).<\/p>\n\n\n\n

Si quieres entender un poco m\u00e1s sobre estos temas y hacer que tu dinero rinda mejor, visita la p\u00e1gina web de Flip Inversiones<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Si has escuchado alguna vez la palabra recesi\u00f3n, pero a\u00fan no comprendes qu\u00e9 significa o a qu\u00e9 se refiere, entonces qu\u00e9date leyendo el siguiente art\u00edculo.  Imagina que en un pueblo hay un empresario que tiene su panader\u00eda. Para hacer pan importa insumos como harina o trigo y exporta el pan a otros pueblos o ciudades. Un …<\/p>\n

\u00bfQu\u00e9 es una recesi\u00f3n?<\/span> Leer m\u00e1s »<\/a><\/p>\n","protected":false},"author":9,"featured_media":35866,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[116,101],"tags":[],"class_list":["post-35863","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia-finanzas-pe","category-pe"],"acf":[],"yoast_head":"\n\u00bfQu\u00e9 es una 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Querejeta","author_link":"https:\/\/alprestamo.com\/blog\/author\/ramiro\/"},"uagb_comment_info":0,"uagb_excerpt":"Si has escuchado alguna vez la palabra recesi\u00f3n, pero a\u00fan no comprendes qu\u00e9 significa o a qu\u00e9 se refiere, entonces qu\u00e9date leyendo el siguiente art\u00edculo.  Imagina que en un pueblo hay un empresario que tiene su panader\u00eda. Para hacer pan importa insumos como harina o trigo y exporta el pan a otros pueblos o ciudades. Un…","rttpg_featured_image_url":{"full":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"landscape":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"portraits":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"thumbnail":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961-150x150.webp",150,150,true],"medium":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961-300x190.webp",300,190,true],"large":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"1536x1536":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"2048x2048":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false],"rt_custom":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/01\/recesion-economica-2766961.webp",1024,648,false]},"rttpg_author":{"display_name":"Ramiro Querejeta","author_link":"https:\/\/alprestamo.com\/blog\/author\/ramiro\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/alprestamo.com\/blog\/categoria\/pe\/economia-finanzas-pe\/\" rel=\"category tag\">Econom\u00eda y finanzas<\/a> <a href=\"https:\/\/alprestamo.com\/blog\/categoria\/pe\/\" rel=\"category tag\">PE<\/a>","rttpg_excerpt":"Si has escuchado alguna vez la palabra recesi\u00f3n, pero a\u00fan no comprendes qu\u00e9 significa o a qu\u00e9 se refiere, entonces qu\u00e9date leyendo el siguiente art\u00edculo.  Imagina que en un pueblo hay un empresario que tiene su panader\u00eda. 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