{"id":37757,"date":"2024-04-08T12:34:29","date_gmt":"2024-04-08T15:34:29","guid":{"rendered":"https:\/\/alprestamo.com\/blog\/?p=37757"},"modified":"2024-12-11T16:33:02","modified_gmt":"2024-12-11T19:33:02","slug":"el-gobierno-permitira-pagar-el-transporte-con-el-celular-o-tarjeta","status":"publish","type":"post","link":"https:\/\/alprestamo.com\/blog\/el-gobierno-permitira-pagar-el-transporte-con-el-celular-o-tarjeta\/","title":{"rendered":"El Gobierno permitir\u00e1 pagar el transporte con el celular o tarjeta"},"content":{"rendered":"\n<p>El Gobierno lanzar\u00e1 un <strong>decreto para abrir los medios de pagos para el uso del transporte p\u00fablico<\/strong> y darle m\u00e1s competencia a la tarjeta SUBE, permitiendo de esta manera poder pagar con una tarjeta de cr\u00e9dito o el celular.&nbsp;<\/p>\n\n\n\n<p>La<strong> red SUBE<\/strong> ya lleva m\u00e1s de diez a\u00f1os de operaci\u00f3n y nunca tuvo una gran actualizaci\u00f3n tecnol\u00f3gica por parte de Naci\u00f3n Servicios, lo que se evidencia en la actualizaci\u00f3n de los saldos negativos, el monto m\u00e1ximo que se le puede cargar a la tarjeta y el doble paso para validar una carga virtual.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En qu\u00e9 consistir\u00e1 el decreto&nbsp;<\/h2>\n\n\n\n<p>El decreto que prepara para los pr\u00f3ximos d\u00edas el Poder Ejecutivo se centrar\u00e1 en un sistema abierto con dispositivos que estar\u00e1n en los colectivos y estaciones que tendr\u00e1 que aceptar todas las tarjetas, ya sea bancarias o de fintech; de cr\u00e9dito, d\u00e9bito o prepagas. Sin exclusividades de marca o empresas.&nbsp;<\/p>\n\n\n\n<p>Al tener el \u00c1rea Metropolitana de Buenos Aires (<strong>AMBA<\/strong>) varias empresas de transporte (m\u00e1s de 340 l\u00edneas de colectivos), se espera que haya m\u00e1s de una empresa que ofrezca los servicios de lectores de tarjetas y el procesamiento de los pagos.&nbsp;<\/p>\n\n\n\n<p>En el proyecto intervienen la Secretar\u00eda de Transporte, de Comercio y el Banco Central con las distintas empresas del sector para llegar al texto final del decreto.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ventajas de la medida que plantea el Gobierno<\/h2>\n\n\n\n<p>Actualmente la red SUBE (creada en 2009) se lleva el 7% de comisi\u00f3n de cada pasaje de colectivo, tren o subte, mientras que una tarjeta de d\u00e9bito paga 0,8% y una tarjeta de cr\u00e9dito 1,8%. Est\u00e1 claro que para los medios de pago es una opci\u00f3n mucho m\u00e1s conveniente&nbsp;<\/p>\n\n\n\n<p>Desde el ejecutivo tambi\u00e9n argumentan que es dif\u00edcil conseguir el pl\u00e1stico para hacer la tarjeta SUBE, hay gente que no consigue donde cargarla o acreditar la carga, y en caso de olvido o extrav\u00edo, la persona no tiene forma de viajar.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dudas sobre el decreto de abrir la red SUBE<\/h2>\n\n\n\n<p>A pesar de reconocer las ventajas que traer\u00eda abrir el sistema y poder pagar el transporte con cualquier medio de pago, desde la oposici\u00f3n insisten en que la tarjeta SUBE es un sistema integral que contiene datos personales de cada usuario, y por lo tanto la dispersi\u00f3n de los medios de pago podr\u00eda afectar a la privacidad de millones de personas.&nbsp;<\/p>\n\n\n\n<p>Otra cr\u00edtica es que la tarjeta de cr\u00e9dito paga a los proveedores a los 18 d\u00edas, mientras que la red SUBE a las 24 horas, aunque reconocieron que deber\u00eda haber una adecuaci\u00f3n del Banco Central y de los emisores de tarjetas para abonar los costos y realizar las inversiones necesarias.&nbsp;<\/p>\n\n\n\n<p>Para estar al tanto de las mejores noticias y las cotizaciones del d\u00f3lar pod\u00e9s seguirnos en nuestra<a href=\"https:\/\/twitter.com\/alprestamo_ok\" target=\"_blank\" rel=\"noreferrer noopener\"> cuenta de X <\/a>)ex Twtiter). <\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Gobierno lanzar\u00e1 un decreto para abrir los medios de pagos para el uso del transporte p\u00fablico y darle m\u00e1s competencia a la tarjeta SUBE, permitiendo de esta manera poder pagar con una tarjeta de cr\u00e9dito o el celular.&nbsp; La red SUBE ya lleva m\u00e1s de diez a\u00f1os de operaci\u00f3n y nunca tuvo una gran &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/alprestamo.com\/blog\/el-gobierno-permitira-pagar-el-transporte-con-el-celular-o-tarjeta\/\"> <span class=\"screen-reader-text\">El Gobierno permitir\u00e1 pagar el transporte con el celular o tarjeta<\/span> Leer m\u00e1s &raquo;<\/a><\/p>\n","protected":false},"author":9,"featured_media":35810,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[92,20,171],"tags":[],"class_list":["post-37757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ar","category-economia-finanzas-ar","category-portada-ar"],"acf":[],"yoast_head":"<!-- This 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