{"id":41157,"date":"2025-02-03T18:21:18","date_gmt":"2025-02-03T21:21:18","guid":{"rendered":"https:\/\/alprestamo.com\/blog\/?p=41157"},"modified":"2025-02-03T18:22:10","modified_gmt":"2025-02-03T21:22:10","slug":"cambia-el-interes-del-plazo-fijo-cuanto-se-gana-al-invertir-3-000-000-a-30-dias-y-como-constituirlo","status":"publish","type":"post","link":"https:\/\/alprestamo.com\/blog\/cambia-el-interes-del-plazo-fijo-cuanto-se-gana-al-invertir-3-000-000-a-30-dias-y-como-constituirlo\/","title":{"rendered":"Cambia el inter\u00e9s del plazo fijo: cu\u00e1nto se gana al invertir $3.000.000 a 30 d\u00edas y c\u00f3mo constituirlo"},"content":{"rendered":"\n

En febrero de 2025, la Tasa Nominal Anual (TNA<\/strong>) para los plazos fijos se ubica en torno al 25%<\/strong>. Este valor responde a la reciente decisi\u00f3n del Banco Central (BCRA) de reducir la tasa de referencia<\/strong> en tres puntos porcentuales<\/strong>, al pasar del 32% al 29%.<\/p>\n\n\n\n

As\u00ed, un inversor que coloque $3.000.000 en un plazo fijo a 30 d\u00edas con una TNA del 25% obtendr\u00eda una ganancia aproximada de $61.643,84<\/strong>. Al t\u00e9rmino del mes, el capital m\u00e1s los intereses acumulados sumar\u00edan un total de $3.061.643,84<\/strong>.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

No te pierdas esta informaci\u00f3n: Cambi\u00f3 el plazo fijo: cu\u00e1nto gan\u00e1s si invert\u00eds $1.000.000 en febrero de 2025<\/a><\/strong><\/em><\/p>\n\n\n\n

Cu\u00e1nto paga cada banco por invertir en un plazo fijo a 30 d\u00edas en febrero<\/h2>\n\n\n\n

Banco Naci\u00f3n<\/strong>: 25%<\/p>\n\n\n\n

Banco Santander<\/strong>: 24%<\/p>\n\n\n\n

Banco Galicia<\/strong>: 25%<\/p>\n\n\n\n

Banco Provincia<\/strong>: 28,5%<\/p>\n\n\n\n

Banco BBVA Argentina S.A.<\/strong>: 27,5%<\/p>\n\n\n\n

Banco Macro S.A.<\/strong>: 26,5%<\/p>\n\n\n\n

Banco GGAL S.A.<\/strong>: 25%<\/p>\n\n\n\n

Banco Credicoop Cooperativo Limitado<\/strong>: 25%<\/p>\n\n\n\n

ICBC<\/strong>: 27,8%<\/p>\n\n\n\n

Banco de la Ciudad de Buenos Aires<\/strong>: 25%<\/p>\n\n\n\n

Banco BICA S.A.<\/strong>: 27,5%<\/p>\n\n\n\n

Banco CMF S.A.<\/strong>: 28%<\/p>\n\n\n\n

Banco Comafi S.A.<\/strong>: 26,5%<\/p>\n\n\n\n

Banco de Corrientes S.A.<\/strong>: 29%<\/p>\n\n\n\n

Banco de la Provincia de C\u00f3rdoba S.A.<\/strong>: 29%<\/p>\n\n\n\n

Banco del Chubut S.A.<\/strong>: 30%<\/p>\n\n\n\n

Banco del Sol S.A.<\/strong>: 31% (28% para no clientes)<\/p>\n\n\n\n

Banco Dino S.A.<\/strong>: 26%<\/p>\n\n\n\n

Banco Hipotecario S.A.<\/strong>: 26% (30% para no clientes)<\/p>\n\n\n\n

Banco Julio S.A.<\/strong>: 26,5%<\/p>\n\n\n\n

Banco Masventas S.A.<\/strong>: 20,5%<\/p>\n\n\n\n

Banco Meridian S.A.<\/strong>: 28,5%<\/p>\n\n\n\n

Banco Provincia de Tierra del Fuego<\/strong>: 27%<\/p>\n\n\n\n

Banco VOII S.A.<\/strong>: 30%<\/p>\n\n\n\n

BIBANK S.A.<\/strong>: 27%<\/p>\n\n\n\n

Cr\u00e9dito Regional Compa\u00f1\u00eda Financiera S.A.U.<\/strong>: 29%<\/p>\n\n\n\n

REBA Compa\u00f1\u00eda Financiera S.A.<\/strong>: 29%<\/p>\n\n\n\n

C\u00f3mo invertir en un plazo fijo a 30 d\u00edas<\/strong><\/p>\n\n\n\n

1. Acceso:<\/strong> Ingres\u00e1 a tu home banking o app bancaria.<\/p>\n\n\n\n

2. Secci\u00f3n de inversiones:<\/strong> Busc\u00e1 la opci\u00f3n \u201cPlazo Fijo\u201d o similar.<\/p>\n\n\n\n

3. Configuraci\u00f3n:<\/strong> Indic\u00e1 el monto a invertir y el plazo deseado (por ejemplo, 30 d\u00edas).<\/p>\n\n\n\n

4. Confirmaci\u00f3n:<\/strong> Acept\u00e1 los t\u00e9rminos y condiciones.<\/p>\n\n\n\n

5. Vencimiento:<\/strong> Al finalizar el plazo, el capital m\u00e1s los intereses se acreditar\u00e1n autom\u00e1ticamente en tu cuenta.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

No te pierdas esta informaci\u00f3n: Aumenta la luz y el gas: c\u00f3mo quedan las tarifas a partir de febrero<\/a><\/strong><\/em>

<\/div><\/div>
<\/div><\/p>\n\n\n\n

\u00bfConviene el plazo fijo frente a otras opciones?<\/strong><\/h2>\n\n\n\n

Aunque el plazo fijo sigue siendo una herramienta popular para preservar y hacer crecer los ahorros, las tasas actuales han generado dudas sobre su competitividad frente a alternativas como las billeteras virtuales<\/strong> o instrumentos de inversi\u00f3n en d\u00f3lares. Estas opciones pueden ofrecer rendimientos mayores o permitir mayor flexibilidad, aunque con un nivel de riesgo m\u00e1s elevado.<\/p>\n","protected":false},"excerpt":{"rendered":"

En febrero de 2025, la Tasa Nominal Anual (TNA) para los plazos fijos se ubica en torno al 25%. Este valor responde a la reciente decisi\u00f3n del Banco Central (BCRA) de reducir la tasa de referencia en tres puntos porcentuales, al pasar del 32% al 29%. As\u00ed, un inversor que coloque $3.000.000 en un plazo …<\/p>\n

Cambia el inter\u00e9s del plazo fijo: cu\u00e1nto se gana al invertir $3.000.000 a 30 d\u00edas y c\u00f3mo constituirlo<\/span> Leer m\u00e1s »<\/a><\/p>\n","protected":false},"author":19,"featured_media":40576,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[92,20,171],"tags":[432,417],"class_list":["post-41157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ar","category-economia-finanzas-ar","category-portada-ar","tag-inversiones","tag-plazo-fijo"],"acf":[],"yoast_head":"\nCambia el inter\u00e9s del plazo fijo: cu\u00e1nto se gana al invertir $3.000.000 a 30 d\u00edas y c\u00f3mo constituirlo<\/title>\n<meta name=\"description\" content=\"En febrero de 2025, la Tasa Nominal Anual (TNA) para los plazos fijos se ubica en torno al 25%. 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