{"id":45969,"date":"2026-06-19T16:16:06","date_gmt":"2026-06-19T19:16:06","guid":{"rendered":"https:\/\/alprestamo.com\/blog\/?p=45969"},"modified":"2026-06-19T16:19:10","modified_gmt":"2026-06-19T19:19:10","slug":"programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026","status":"publish","type":"post","link":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/","title":{"rendered":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja"},"content":{"rendered":"\n<p>Si viv\u00eds en la <strong>Ciudad de Buenos Aires (CABA)<\/strong>, ten\u00e9s deudas en tarjetas o pr\u00e9stamos y ya no pod\u00e9s sostener los pagos, hay una novedad que puede darte una salida concreta. La Legislatura porte\u00f1a aprob\u00f3 este jueves el <strong>Programa de Desendeudamiento Familiar y Personal<\/strong>, una iniciativa que busca asistir a familias con problemas para afrontar pagos de tarjetas de cr\u00e9dito y pr\u00e9stamos personales, sancionada con 42 votos a favor y 8 abstenciones.<\/p>\n\n\n\n<p>El programa todav\u00eda no est\u00e1 disponible para solicitar: entrar\u00e1 en vigencia una vez que el gobierno porte\u00f1o oficialice la reglamentaci\u00f3n, para lo cual el Poder Ejecutivo tiene 30 d\u00edas h\u00e1biles. Pero dado que el plazo para aplicar ser\u00e1 acotado, conviene entender bien desde ya c\u00f3mo funciona, si calific\u00e1s y qu\u00e9 ten\u00e9s que hacer cuando abra la inscripci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfEn qu\u00e9 consiste el programa?<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Esta ayuda crediticia crea una l\u00ednea de pr\u00e9stamo especial a cargo del Banco Ciudad (y otras entidades) que se adhieran, cuyo \u00fanico destino ser\u00e1 la <a href=\"https:\/\/alprestamo.com\/blog\/banco-nacion-plan-refinanciar-deudas-tarjetas-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">cancelaci\u00f3n de deudas <\/a>personales existentes con entidades financieras.<\/p>\n\n\n\n<p>Las condiciones principales son:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Condici\u00f3n<\/th><th>Detalle<\/th><\/tr><\/thead><tbody><tr><td><strong>TNA m\u00e1xima<\/strong><\/td><td>35% fija<\/td><\/tr><tr><td><strong>Plazo m\u00ednimo<\/strong><\/td><td>24 meses<\/td><\/tr><tr><td><strong>Entidad operadora<\/strong><\/td><td>Banco Ciudad (otras pueden adherirse)<\/td><\/tr><tr><td><strong>Destino del cr\u00e9dito<\/strong><\/td><td>Cancelaci\u00f3n de deudas existentes<\/td><\/tr><tr><td><strong>Plazo para solicitar<\/strong><\/td><td>60 d\u00edas desde la puesta en marcha<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Para incentivar la participaci\u00f3n del sector privado, las bancos o financieras que participen recibir\u00e1n una reducci\u00f3n del 50% en Ingresos Brutos sobre los intereses generados por estos cr\u00e9ditos. <a href=\"https:\/\/www.bbva.com.uy\/personas\/productos\/prestamos\/hipotecario\/hipotecario.html\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQui\u00e9nes pueden acceder?<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Para aplicar al programa, hay que cumplir <strong>estos cinco requisitos de forma simult\u00e1nea:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tener domicilio real en CABA con una antig\u00fcedad m\u00ednima de 2 a\u00f1os.<\/li>\n\n\n\n<li>Registrar deudas originadas en tarjetas de cr\u00e9dito o pr\u00e9stamos personales otorgados por entidades financieras.<\/li>\n\n\n\n<li>Estar calificado en la Central de Deudores del Banco Central en Situaci\u00f3n 2 (atraso entre 60 y 90 d\u00edas) o Situaci\u00f3n 3 (atraso entre 90 y 180 d\u00edas) al 1\u00b0 de junio de 2026.<\/li>\n\n\n\n<li>Tener ingresos mensuales del grupo familiar inferiores a 10 salarios m\u00ednimos, equivalente hoy a $3.678.000.<\/li>\n\n\n\n<li>Destinar m\u00e1s del 30% de los ingresos del hogar al pago de deudas.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQui\u00e9nes quedan excluidos?<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>A pesar de cumplir con los requisitos anteriores, no podr\u00e1s acceder al Programa de Desendeudamiento Familiar y Persona si te encontr\u00e1s en alguna de estas situaciones:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compraste d\u00f3lares durante el per\u00edodo en que contrajiste las deudas.<\/li>\n\n\n\n<li>Sos due\u00f1o de m\u00e1s de un inmueble.<\/li>\n\n\n\n<li>Sos propietario de un autom\u00f3vil con menos de 5 a\u00f1os de antig\u00fcedad, a menos que sea para trabajar.<\/li>\n\n\n\n<li>Sos titular de embarcaciones, aeronaves o bienes suntuarios registrados.<\/li>\n\n\n\n<li>Ten\u00e9s activos financieros (plazos fijos, t\u00edtulos, bonos, cuotapartes de FCI, acciones, moneda extranjera u otros) que superen el total de la deuda reclamada.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfC\u00f3mo verificar mi situaci\u00f3n en la Central de Deudores?<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Antes de solicitar el cr\u00e9dito, es clave saber c\u00f3mo figura tu deuda en el sistema. Pod\u00e9s consultarlo de forma gratuita en el sitio oficial del Banco Central (bcra.gob.ar), ingresando con tu CUIL.<\/p>\n\n\n\n<p>Si tu atraso ya supera los 180 d\u00edas (Situaci\u00f3n 4 o 5), este programa no aplica a tu caso. En esa situaci\u00f3n, lo recomendable es contactar directamente a tu acreedor para negociar una quita o <a href=\"https:\/\/ponetealdia.com\/ar\" target=\"_blank\" rel=\"noreferrer noopener\">refinanciaci\u00f3n particular.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si viv\u00eds en la Ciudad de Buenos Aires (CABA), ten\u00e9s deudas en tarjetas o pr\u00e9stamos y ya no pod\u00e9s sostener los pagos, hay una novedad que puede darte una salida concreta. La Legislatura porte\u00f1a aprob\u00f3 este jueves el Programa de Desendeudamiento Familiar y Personal, una iniciativa que busca asistir a familias con problemas para afrontar &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\"> <span class=\"screen-reader-text\">\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja<\/span> Leer m\u00e1s &raquo;<\/a><\/p>\n","protected":false},"author":9,"featured_media":39583,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"categories":[92,159,20,15],"tags":[],"class_list":["post-45969","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ar","category-deudas-ar","category-economia-finanzas-ar","category-prestamos-ar"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja<\/title>\n<meta name=\"description\" content=\"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja\" \/>\n<meta property=\"og:description\" content=\"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Alprestamo - Hacemos que todo suceda\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-19T19:16:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-19T19:19:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Ramiro Querejeta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ramiro Querejeta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\"},\"author\":{\"name\":\"Ramiro Querejeta\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/4c568603ceb381762b4c9062d42c7627\"},\"headline\":\"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja\",\"datePublished\":\"2026-06-19T19:16:06+00:00\",\"dateModified\":\"2026-06-19T19:19:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\"},\"wordCount\":573,\"publisher\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp\",\"articleSection\":[\"AR\",\"Deudas\",\"Econom\u00eda y finanzas\",\"Pr\u00e9stamos\"],\"inLanguage\":\"es-AR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\",\"url\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\",\"name\":\"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja\",\"isPartOf\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp\",\"datePublished\":\"2026-06-19T19:16:06+00:00\",\"dateModified\":\"2026-06-19T19:19:10+00:00\",\"description\":\"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.\",\"breadcrumb\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#breadcrumb\"},\"inLanguage\":\"es-AR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage\",\"url\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp\",\"contentUrl\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp\",\"width\":1280,\"height\":720,\"caption\":\"Persona calcula sus deudas con tarjetas de cr\u00e9dito sobre la mesa\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/alprestamo.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#website\",\"url\":\"https:\/\/alprestamo.com\/blog\/\",\"name\":\"Alprestamo\",\"description\":\"Hacemos que todo suceda\",\"publisher\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/alprestamo.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es-AR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#organization\",\"name\":\"Alprestamo\",\"url\":\"https:\/\/alprestamo.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2022\/10\/Imagotipo_Blanco.svg\",\"contentUrl\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2022\/10\/Imagotipo_Blanco.svg\",\"width\":1199,\"height\":203,\"caption\":\"Alprestamo\"},\"image\":{\"@id\":\"https:\/\/alprestamo.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/4c568603ceb381762b4c9062d42c7627\",\"name\":\"Ramiro Querejeta\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-AR\",\"@id\":\"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2025\/08\/1688503693490-150x150.jpeg\",\"contentUrl\":\"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2025\/08\/1688503693490-150x150.jpeg\",\"caption\":\"Ramiro Querejeta\"},\"url\":\"https:\/\/alprestamo.com\/blog\/author\/ramiro\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja","description":"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja","og_description":"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.","og_url":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/","og_site_name":"Alprestamo - Hacemos que todo suceda","article_published_time":"2026-06-19T19:16:06+00:00","article_modified_time":"2026-06-19T19:19:10+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp","type":"image\/webp"}],"author":"Ramiro Querejeta","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Ramiro Querejeta","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#article","isPartOf":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/"},"author":{"name":"Ramiro Querejeta","@id":"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/4c568603ceb381762b4c9062d42c7627"},"headline":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja","datePublished":"2026-06-19T19:16:06+00:00","dateModified":"2026-06-19T19:19:10+00:00","mainEntityOfPage":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/"},"wordCount":573,"publisher":{"@id":"https:\/\/alprestamo.com\/blog\/#organization"},"image":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp","articleSection":["AR","Deudas","Econom\u00eda y finanzas","Pr\u00e9stamos"],"inLanguage":"es-AR"},{"@type":"WebPage","@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/","url":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/","name":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja","isPartOf":{"@id":"https:\/\/alprestamo.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage"},"image":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp","datePublished":"2026-06-19T19:16:06+00:00","dateModified":"2026-06-19T19:19:10+00:00","description":"La Legislatura porte\u00f1a aprob\u00f3 un plan para refinanciar deudas de tarjetas y pr\u00e9stamos con TNA del 35% y m\u00ednimo 24 cuotas. C\u00f3mo aplicar.","breadcrumb":{"@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#breadcrumb"},"inLanguage":"es-AR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/"]}]},{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#primaryimage","url":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp","contentUrl":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp","width":1280,"height":720,"caption":"Persona calcula sus deudas con tarjetas de cr\u00e9dito sobre la mesa"},{"@type":"BreadcrumbList","@id":"https:\/\/alprestamo.com\/blog\/programa-desendeudamiento-caba-refinanciar-deudas-tasa-baja-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/alprestamo.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfDeb\u00e9s y no pod\u00e9s pagar? CABA aprob\u00f3 un programa para refinanciar tarjetas y pr\u00e9stamos a tasa baja"}]},{"@type":"WebSite","@id":"https:\/\/alprestamo.com\/blog\/#website","url":"https:\/\/alprestamo.com\/blog\/","name":"Alprestamo","description":"Hacemos que todo suceda","publisher":{"@id":"https:\/\/alprestamo.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/alprestamo.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es-AR"},{"@type":"Organization","@id":"https:\/\/alprestamo.com\/blog\/#organization","name":"Alprestamo","url":"https:\/\/alprestamo.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/alprestamo.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2022\/10\/Imagotipo_Blanco.svg","contentUrl":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2022\/10\/Imagotipo_Blanco.svg","width":1199,"height":203,"caption":"Alprestamo"},"image":{"@id":"https:\/\/alprestamo.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/4c568603ceb381762b4c9062d42c7627","name":"Ramiro Querejeta","image":{"@type":"ImageObject","inLanguage":"es-AR","@id":"https:\/\/alprestamo.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2025\/08\/1688503693490-150x150.jpeg","contentUrl":"https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2025\/08\/1688503693490-150x150.jpeg","caption":"Ramiro Querejeta"},"url":"https:\/\/alprestamo.com\/blog\/author\/ramiro\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"thumbnail":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-150x150.webp",150,150,true],"medium":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-300x169.webp",300,169,true],"medium_large":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-768x432.webp",768,432,true],"large":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-1024x576.webp",1024,576,true],"1536x1536":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"2048x2048":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false]},"uagb_author_info":{"display_name":"Ramiro Querejeta","author_link":"https:\/\/alprestamo.com\/blog\/author\/ramiro\/"},"uagb_comment_info":0,"uagb_excerpt":"Si viv\u00eds en la Ciudad de Buenos Aires (CABA), ten\u00e9s deudas en tarjetas o pr\u00e9stamos y ya no pod\u00e9s sostener los pagos, hay una novedad que puede darte una salida concreta. La Legislatura porte\u00f1a aprob\u00f3 este jueves el Programa de Desendeudamiento Familiar y Personal, una iniciativa que busca asistir a familias con problemas para afrontar&hellip;","rttpg_featured_image_url":{"full":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"landscape":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"portraits":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"thumbnail":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-150x150.webp",150,150,true],"medium":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-300x169.webp",300,169,true],"large":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1-1024x576.webp",1024,576,true],"1536x1536":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"2048x2048":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false],"rt_custom":["https:\/\/alprestamo.com\/blog\/wp-content\/uploads\/2024\/07\/120135853_presentation-wide_normal_none-1.webp",1280,720,false]},"rttpg_author":{"display_name":"Ramiro Querejeta","author_link":"https:\/\/alprestamo.com\/blog\/author\/ramiro\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/alprestamo.com\/blog\/categoria\/ar\/\" rel=\"category tag\">AR<\/a> <a href=\"https:\/\/alprestamo.com\/blog\/categoria\/ar\/deudas-ar\/\" rel=\"category tag\">Deudas<\/a> <a href=\"https:\/\/alprestamo.com\/blog\/categoria\/ar\/economia-finanzas-ar\/\" rel=\"category tag\">Econom\u00eda y finanzas<\/a> <a href=\"https:\/\/alprestamo.com\/blog\/categoria\/ar\/prestamos-ar\/\" rel=\"category tag\">Pr\u00e9stamos<\/a>","rttpg_excerpt":"Si viv\u00eds en la Ciudad de Buenos Aires (CABA), ten\u00e9s deudas en tarjetas o pr\u00e9stamos y ya no pod\u00e9s sostener los pagos, hay una novedad que puede darte una salida concreta. La Legislatura porte\u00f1a aprob\u00f3 este jueves el Programa de Desendeudamiento Familiar y Personal, una iniciativa que busca asistir a familias con problemas para afrontar&hellip;","_links":{"self":[{"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/posts\/45969"}],"collection":[{"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/comments?post=45969"}],"version-history":[{"count":3,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/posts\/45969\/revisions"}],"predecessor-version":[{"id":45972,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/posts\/45969\/revisions\/45972"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/media\/39583"}],"wp:attachment":[{"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/media?parent=45969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/categories?post=45969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alprestamo.com\/blog\/wp-json\/wp\/v2\/tags?post=45969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}